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About Madhura Swaminathan

Madhura Swaminathan is Professor and Head, Economic Analysis Unit, Indian Statistical Institute Bangalore Centre. She is also a Trustee of the Foundation for Agrarian Studies.

Are Rural Households Really Saving? NABARD National Financial Inclusion Survey – 2

By |2022-02-01T14:54:18+05:30October 8, 2018|

In the last year, there have been several peasant protests in different parts of the country, a reflection of low incomes and distress among the peasantry. We now have a new source of data on the extent of savings and investment of rural households. According to NAFIS, on average, a rural household had a monthly income of Rs 8,059 in the survey year (the figure was Rs 8,931 for an agricultural household). The main point of this Note is to argue that this picture is flawed — it is very unlikely that rural households in distress, particularly those in the lower income deciles, have positive savings.

NABARD National Financial Inclusion Survey (NAFIS) – 1

By |2022-02-01T15:01:36+05:30October 3, 2018|

A major new source of data on rural households is the recently completed NABARD-sponsored National Financial Inclusion Survey or NAFIS 2016-17. This is a large sample survey covering 40,327 households in 245 districts of 29 States. Except for a pilot survey, the NSSO has never attempted to collect data on income and expenditure whereas NAFIS provides estimates of income, expenditure, saving, investments and asset ownership. In this first Note on NAFIS, I shall focus on income.

The Tripura Model

By |2022-02-01T14:44:26+05:30November 16, 2017|

Madhura Swaminathan and V. K. Ramachandran attempt to draw the contours of "The Tripura Model" of development based on the study of the three villages in the State of Tripura, conducted by the Foundation for Agrarian Studies in May-June 2016. The note, which has been published in The Hindu is republished here.

Rural Women Work (At Least) 50 Hours a Week

By |2022-02-01T14:47:32+05:30October 16, 2017|

Women work for at least 50 hours a week. This is our finding from a one-week labour diary or time-use survey conducted in Siresandra village of Kolar, Karnataka in May 2017. As part of a project on Women in Rural Production Systems, the Foundation for Agrarian Studies team interviewed 14 women on all the activities undertaken every day for a week.

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